Do You Have the
OLD KIND
or the
NEW KIND
of Life Insurance?

Living Benefits are included in many new policies at

NO ADDITIONAL COST,
It's the life insurance you don't have to die to use! The NEW KIND of Life Insurance gives you access to cash if you become chronic or critically ill, so you do not have to go bankrupt in order to pay for healthcare.

A policy with can prevent a financial catastrophe at the worst time possible.
Watch the video below to learn more about life insurance with

living benefits

First the good news: Since 1974 the 5 year cancer survival rate has climbed 18%.



Now the bad news: Medical bills are the leading cause of bankruptcy in the United States, even among those who have health insurance.



A policy with living benefits can help pay for time off work, long term care, and much more.

Genova Living Benefits Testimonial

Elizabeth Martinez Genova was busy living her life to the fullest. She had served in the military, graduated law school, raised a wonderful son, and spent her spare time traveling the world and exploring different countries and cultures. When her friend Alberto Carballeira approached her about Living Benefits life insurance, she was hesitant at first.

"She had no idea how fateful that wise decision would prove to be."

But after learning about how Living Benefits could allow her to access her death benefit while she was still living if she every got sick, Elizabeth saw value in it and put a policy in place for herself. She had no idea how fateful that wise decision would prove to be.

Sovann Living Benefits Testimonial

Living Benefits can be the difference between just surviving an illness and truly living afterward. Nancy Sovann knows this better than most after her husband, Brian, had a stroke.

”These living benefits saved their home, their family, and - as Nancy says - their lives."

With no money, and nowhere to turn, their spirits were unexpectedly lifted after they realized they had a life insurance policy with living benefits, allowing them to accelerate a portion of their death benefit to cover expenses that accrued after Brian could no longer work. These living benefits saved their home, their family, and - as Nancy says - their lives.

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